You paid premiums for years without needing them. Now you have a loss, and you are expected to read a policy written by attorneys, price a construction project you never asked for, and hold your position against an adjuster who does this every day for a living. Most property owners walk into that conversation with no preparation at all, and it costs them real money.
Claims Delegates works the property owner's side of the claim. We document the damage, write the estimate in the same software the carrier uses, and carry the claim through appraisal or public adjusting so the settlement reflects what your repairs actually cost.
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The 9 Power Questions
Before you say another word to your insurance company, ask these nine questions and request the answers by email. It takes about ten minutes to send them, and the answers become documentation you can use for the rest of the claim. Download the worksheet and keep it with your claim file.
Get the 9 Power QuestionsFree PDF worksheet. No cost, no obligation.
Three ways we help
Where you are in the claim determines which one you need.
Estimating
How much is your claim actually worth? We write a detailed Xactimate estimate of the damage to your property, using the same software and pricing the carrier uses, so the two numbers can be compared honestly.
See estimating →Appraisal
When the carrier's number does not match your loss, the appraisal clause in your policy is your leverage. We work it as your party-appointed appraiser to get the damage valued correctly, without filing a lawsuit.
See appraisal →Public Adjusting
The adjuster assigned to your claim is employed by the insurance company. A public adjuster is independent, reviews the claim in depth, and negotiates the settlement on your behalf.
See public adjusting →Not sure which one you need?
That is exactly what the call is for. Tell us about your claim and we will review the situation honestly and tell you what the right move is, before any engagement begins.
Book a claim review