Blog
Can you use Insurance Money to Remodel Your Home?
Yes you can. However, you should be aware that there are some extra steps required, and you will want a contractor who is experienced in dealing with insurance companies. An insurance claim can be a great excuse to finally do that remodel project you’ve wanted to get...
Coverage Basics
Coverage Basics A standard home insurance policy provides you with six different types of coverage. Each type of coverage has different policy limits and is designed to cover you for different things. Your deductible only applies once for a covered event, no matter...
How NOT to Pay Your Deductible
Too many homeowners don’t file a claim because they are afraid of their deductible. They may not have the money, and are afraid “paying your deductible” means money out of their pocket. That is not true. Your insurance company will subtract your deductible from the...
Should I Turn in a Homeowner’s Claim?
The decision to file a homeowner’s insurance claim should be taken seriously. Insurance companies track and share your claims history using the Comprehensive Loss Underwriting Exchange, or CLUE. A history of frequent claims can cause an insurance company to cancel...