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State Farm Rejected Mold Claim

State Farm Rejected Mold Claim

Claim Doctor Q&A: State Far Denies Mold ClaimOften I get questions about denied claims. Too often it is too late for me to provide any meaningful assistance.  The moral of this Q&A is: Don't delay in getting professional help.  The longer you wait, the worse...

Scoping for Xactimate

Scoping for Xactimate

Every loss scope has three main components: plenty of photos, a legible sketch and a detailed room-by-room scope.  Today we’re going to talk about room scoping.First, some history.I’ve been “writing” insurance scopes for nearly 20 years.  For the first few years,...

Ten Thousand Percent Return

Ten Thousand Percent Return

When was the last time you received a 10,000% return on an investment?  Sounds unreal doesn’t it? Did you know that is exactly what you get when you let Claims Delegates write your Xactimate estimates?  Go ahead and do the math: a ONE PERCENT fee means that for every...

Who Controls Your Xactimate Estimates?

Who Controls Your Xactimate Estimates?

Does the IRS do your taxes?No? Of course not.Then why do we feel compelled to let the insurance company settle our claims?I've talked about this a lot before, so I'll try not to repeat myself here.  I just wanted to put something out that was on my mind.Xactimate is a...

How NOT to Take Pictures for Xactimate Scopes

How NOT to Take Pictures for Xactimate Scopes

Excuse Me, Your Meter is Showing Alright ladies and gentlemen, it’s time for some brutal honesty.  You take crappy pictures. There, I said it.  And I won’t apologize.  The pictures you are taking are driving us nuts. We’re your estimators and your adjusters.  We know...