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The Insurance Claim Process for Homeowners

The Insurance Claim Process for Homeowners

What Does an Insurance Claim Feel Like?This post is an excerpt from an email I received from a client.  The city they live in experienced a sewer system failure and flooded their finished basement with sewer and storm water.State Farm denied coverageTheir own...

Does Home Insurance Cover a House Fire?

Does Home Insurance Cover a House Fire?

“Sure, sure. I have insurance. You’re totally covered.”I was young and naive. My eager landlord was young and naive.  Hear this: You are not covered.I moved into a condo in Northwest Portland, Oregon. It was a step above the apartment I was living in before. The last...

Adjusters act as if it’s their money.

Adjusters act as if it’s their money.

It’s Not Their Money But you wouldn’t know it by the way they act. I’m talking about insurance adjusters of course.  And the way that it seems that every claim is being paid out of their own personal bank account. It wasn’t always like this, but longer I’m in the...

When good trees go bad.

When good trees go bad.

Neighbor’s Tree, Your House. It’s that time of year again here in the Northwest.  The weather is turning and the wipers need replacing.  And, with the last storm system that blew through, a lot more than the leaves are falling. As I was driving into work I saw several...

Change is Tough

If everybody followed the rules, nothing would ever change. ~Richard Branson   Fighting upstream is hard. Being different is hard. Making real change is hard. The last couple weeks have shown me just how hard it is to be different. I had a potential client accept a...